What is the best mortgage? A 30-Year or a 7-Year Fixed Loan

30 year fixed vs 7 year fixed

Mortgage is needed to purchase a home unless you have ALL-CASH! What is the best mortgage? A Continue reading

Save dollars and find happiness with these 7 easy steps

How To Save Dollars

Save dollars when buying a home is top priority. The acquisition costs of a home is where the homeowner not only increase their final profit, but … Continue reading

Do I Really Need Private Mortgage Insurance (PMI)?

Do I Really Need Private Mortgage Insurance (PMI)? 

Not necessarily does every home buyer need to purchase PMI.  It will depend on whether your own lender requires it or not. This … Continue reading

10 Do’s and Don’t on Credit

10 Do’s and Don’t on Credit

Redwood City, CA: As someone who wants to buy a home in Redwood City please follow these 10 Do’s and Don’ts on credit … Continue reading

Why spend tons of money on what appears to be the same job?

Why spend tons of money on what appears to be the same job?

Why spend tons of money on the appraiser  you hired by the bank to decide and estimated fair … Continue reading

How to avoid the danger of high closing fees and save money

Avoid the danger of high closing fees

Yes, you can negotiate your closing fees with a mortgage broker, the title company, your real estate broker, and your lender. Adjustment to … Continue reading

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