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Monday’s Money Update

Thoughts to share with you on saving money today

By | Buyers Tips, Featured Posts, Monday's Money Update | No Comments

The don’ts of the home loan process Thoughts to share with you my friend Alicia Zhao sent to me today. What she sent me was an important list of what “not to do” during the process of applying for a home loan. Not following these rules could jeopardize your transaction. Here’s the article sent to me by my friend Alicia Zhao. Knowing Alicia for…

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Why Your Mortgage Is Declined

By | Buyers Tips, Featured Posts, Monday's Money Update, Saturday Buyers Tips - Real Estate Know-How For Home Buyers

Why Your Mortgage Is Declined Mortgage for homes are usually declined because of traditional banking qualifying requirements. In the United States most home buyers banks base a borrower’s wealth (qualifying factors) on their ability to pay back debs. When that is questioned in the least bit the loan applicant is more than likely declined. Sometimes the loan application is sent back to the borrower for clarification and documentation….

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How to not get caught by the horrors of IRS CODE SECTION 962

By | Blog, Featured Posts, Monday's Money Update | No Comments

This post will try to explain the horrors of IRS Code Section 962, which pertains to cash home buyers and their deductions of interest and expenses when buying a home for all cash. Simply stated, “Be prepared” is always a good suggestion when it comes to dealing with the IRS. Did You Know that Congress Amended the Mortgage Interest Deductions Rules to Require…

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See what you’ll be approved and pay for an attractive jumbo loan

By | Monday's Money Update, Saturday Buyers Tips - Real Estate Know-How For Home Buyers | No Comments

San Mateo and Santa Clara counties still need Jumbo Home Loans for most home buyers and refinancing of home loans. What is the right approval for an attractive jumbo loan for both purchase home loans and refinancing? Jumbo Home Loans are creating a refinancing boom in the jumbo home loan market seems to be increasing in California. The share of jumbo mortgage…

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10 important tips that will save you dollars and improve your credit

By | Blog, Featured Posts, Monday's Money Update, Saturday Buyers Tips - Real Estate Know-How For Home Buyers, Wednesday Seller Tips - Real Estate Know-How For Home Sellers | No Comments

What 10 Things Will Impact My Credit Score? Everything you do with any of your finances has an impact on your credit score. Some things have a positive effect and others have a negative effect. Here are the top 10 things you can do that will have a negative effect on your credit score. Applying for an account at a Credit Union…

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